Insurance Services
The philosophy of any insurance company is to specialise in risk management strategies that provide potential and existing clients the desired outcomes, should an unforeseen event occur. Insurance advisers however should work closely with other specialists (accountants, lawyers, mortgage advisers, etc.) to ensure that their clients are receiving quality advice in all of these areas.
We can provide contact details of insurance advisers who will give advice across all areas of Risk Management Services. They will facilitate services as set out below using their business partners/contacts to cover the following areas such as:
Shareholder Agreements
Buy/Sell Arrangements
Succession Planning
Trading Structures
Wills/Trusts
ACC Planning and Structure
Key Person
In respect of Insurance structures they will ensure that the areas of personal and business needs are identified and structured to meet the needs of each without any confusion or compromise.
What they can Cover
Health Insurance
Income Protection
Life Insurance
Total and Permanent Disability
Trauma Cover
Business Cover
Fire and General
Claims Management & Support Services:
All insurance advisers should provide a proactive claims and support service for their clients when it is needed most - at claim time. They should help with administration responsibility to ensure the required documentation is completed for the insurer, and throughout this process endeavor at all times to reduce any stress that clients may feel.
Their input/support should give you every chance of obtaining a positive outcome around any potentially contentious claim that they feel are both valid and fully justified.
It is important to note that although they will support valid claims 100% they will not support claims where an issue such as deliberate and material nondisclosure of information occurs during the application process. It is therefore crucial that you disclose all information requested on an application regardless of whether you deem it material or not.